Fund your Monica naira balance from any Nigerian bank, convert to LTC at live rate, withdraw to any external wallet on Litecoin Mainnet.
Per 1 LTC • Updates every 60 seconds
Most Nigerian crypto apps quote a buy price 2–3% above the live market and call it a "spread." Monica doesn't. The LTC/NGN rate you see is the rate you pay. Combined with 0% transaction fees and instant delivery, the total cost difference on a ₦1,000,000 buy can be ₦20,000–₦30,000 vs typical exchanges.
Funding LTC from naira on Monica works in three quick steps.
Add naira via instant bank transfer from any Nigerian account. Most deposits clear within 30 seconds via NIBSS.
Open the buy screen, choose LTC, type the naira amount, confirm. Live market rate, no spread.
Send LTC to an external wallet on Litecoin Mainnet, or hold inside Monica for instant cashout later.
Litecoin runs on the following networks supported by Monica:
| Network | Confirmation Time | Fee Profile | Best Use Case |
|---|---|---|---|
| Litecoin Mainnet | ~30 seconds | Negligible fees | Ideal for high-frequency moves |
Always match your sending network to the receiving address. Sending LTC on the wrong network can result in lost funds — Monica's app shows the correct network beside every deposit address.
"Good app overall. I wish they added even more coins, but the payout speed makes up for it."
"App is clean and easy. My uncle who barely uses a smartphone figured it out in minutes."
"I send to my mum's Opay account every month. Seconds now, instead of begging aboki for a rate."
"Support actually replied on WhatsApp and sorted my issue the same day. Rare these days."
Top up your Monica naira balance via bank transfer (instant via NIBSS), open the Buy screen, choose LTC, type the naira amount. The LTC appears in your Monica balance instantly.
Monica is operated by Monica Technologies Limited, a Nigerian-registered entity aligned with SEC VASP framework and NDPA compliance. Custody is partnered with audited cold storage providers.
Minimum buy is ₦1,000. There is no maximum for verified accounts up to standard daily limits.
Monica charges 0% on the buy. The conversion uses live mid-market rate without spread.
Yes. Monica supports outbound transfers on Litecoin Mainnet. Network fees apply per chain — Monica does not add a fee on top.
Typically under 10 seconds. The LTC balance updates the moment your buy order processes — there is no order book or matching wait.
Bank transfer from any Nigerian bank (NIBSS instant). Card and direct debit options are rolling out — check the Buy screen for current methods.
Yes — the Monica app lets you set alerts on any supported coin including LTC. Push notifications fire when price thresholds are hit.
Same flow, same speed, same zero fees. Tap any coin to view its dedicated page.